Platform Overview - Smartex Money – White-Label FinTech Platform for Online Banking & Payments

White-Label

Your White-Label FinTech Solution

Launch your own branded financial services with Smartex Money’s customizable, scalable platform—no large upfront investments needed.

Fully Customizable

Tailor every aspect of your platform, from user interfaces to financial products, to meet your business needs.

Quick to Deploy

Launch your own branded solution in just two weeks, with all the security and compliance tools built in.

Responsibility

Mobile Banking with QR-Payments

Our Android & iOS app ensures seamless banking with QR-payments for fast, secure, contactless transactions. Smartex Money enhances convenience and engagement.

QR-Payments

Enable your users to pay or request payments instantly by scanning a QR code.

Real-Time Control

Users can monitor their account balance, transactions, and payment history in real-time through the mobile app.

Investment

API Integration for Endless Possibilities

Smartex Money's open API ensures seamless integration with banks, payment gateways, and third-party services, enabling fast scaling and expansion.

Scalable Architecture

Grow your business with a platform that scales effortlessly as your customer base expands.

Flexible Integration

Connect to any financial or information system through our open and secure API framework.

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White-Label FinTech Platform

White-Label platform for launching branded financial services quickly and without costly development.

Secure, compliant, and scalable, it supports online banking, digital wallets, multi-currency payments, and many other must-have features.

Smartex Money is a turnkey White-Label financial platform for businesses wanting to offer branded payment solutions quickly and without costly development.

Secure, compliant, and easily scalable, it supports online banking, digital wallets, multi-currency payments, and other must-have features.

SaaS solution - launch fast and grow!

Launch the Smartex Money White-Label platform as a SaaS solution, enabling startup to quickly enter the FinTech market without significant investments or lengthy development of secure, compliant, and scalable payment systems. Gain instant access to an Online Banking platform, allowing you to focus on growing your business.

By offering quick deployment options and scalability, Smartex Money empowers businesses to start their branded financial operations in just a few weeks, providing a comprehensive, secure, and customizable solution for managing complex financial workflows.

Smartex Money is the ideal solution if you are seeking a secure, flexible, and customizable financial platform that can be branded as your own.

Online Banking

Offers easy-to-use web and mobile interfaces for account management, fund transfers, and secure access with multi-factor authentication.

Payment Solutions

Supports internal and external payments, SEPA/SWIFT bank transfers, QR-code payments, mobile wallets, and payment monitoring.

Credits & Loans

Manage diverse loan types, including group and individual loans, with customizable repayment schedules, penalties, and automated workflows.

Security & Compliance

Built with ISO 27001 security protocols, offering PCI DSS, DORA, AML compliance, transaction monitoring, and real-time alerts.

Customizable & Scalable

Modular architecture that adapts to any FinTech business model, making it scalable as your business grows.

Processes Automation

Automates workflows for seamless, real-time adjustments without downtime, enhancing operational efficiency.

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Cryptocurrency Exchangers

Smartex Money offers a secure platform for crypto-to-fiat and crypto-to-crypto exchanges with wallet integration, transaction tracking, and KYC/AML compliance for safe trading.

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Small & Medium Banks

Enables banks to offer modern online banking, digital wallets, and multi-channel payment services with minimal investment in infrastructure.

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Micro-Finance Institutions

Supports loan management, credit disbursement, and payment collection, enhancing accessibility for underserved communities.

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Payment Service Providers

Provides a scalable platform for managing online transactions, merchant accounts, and secure payment gateways.

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Electronic Money Issuers

Enables the issuance and management of e-money, supporting secure digital transactions, wallet services, and payment processing for customers and businesses.

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Mobile Operators

Enables operators to offer mobile wallets, airtime top-ups, and micro-payments directly through their platforms.

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Loyalty Programs

Facilitates cashback and loyalty programs, reward points, and internal settlements within controlled environments.

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Dear Friends and Valued Partners

My name is Sergey Evgrashkin, and I am honored to welcome you on behalf of the entire Smartex Money team.

Our extensive experience in the payment industry has allowed us not only to gain deep insights into its specifics but also to develop effective solutions that cater to the modern needs of the FinTech market. We understand the challenges faced by startups and companies at the early stages of their journey. We know how crucial it is to have a reliable partner who ensures stability, security, and flexibility in managing financial flows.

Smartex Money is the result of years of experience, dedicated work, and a commitment to creating a robust platform that empowers you to bring your business ideas to life. We take pride in offering solutions that meet not only the current market demands but are also prepared for future challenges.

By choosing Smartex Money, you are investing in reliability, innovation, and the successful future of your business. Our team is always ready to support you at every step — from your first steps to scaling your project.

We are grateful for your trust and sincerely hope that together we can achieve outstanding results.

With best regards,
Sergey Evgrashkin
Board Member